11 NCAC 16 .0204             OPTIONALLY RENEWABLE PROHIBITED

No policy of accident, health, or accident and health insurance shall contain a provision that permits the insurer to refuse to renew the coverage of an individual insured based upon the deterioration of health of an individual insured or based upon the claim experience of an individual insured. As used in this Rule, "policy" shall include an endorsement, rider, or any amendment to a policy.

History Note:        Authority G.S. 58‑2‑40; 58‑51‑95; 58‑63‑15(7)b;

Eff. March 1, 1992;

Readopted Eff. October 1, 2018.